Women and Money | Cashloanace.com

Nov / 23

What Julie Kane Ritsch’s Business Secrets Can Teach Us

Julie Kane Ritsch is the CEO and founder of JKR Global Consulting, a successful business consulting firm. She’s also a popular speaker and author, and her book Business Secrets from the Bible is a bestseller.

So, what can we learn from Julie Kane Ritsch’s business secrets?

Be passionate about what you do

Julie is passionate about helping businesses grow and achieve their potential. Her passion is evident in everything she does, from her writing to her speaking engagements.

Be knowledgeable and stay up-to-date

Julie is a wealth of knowledge when it comes to business growth and development. She’s always learning and keeping up-to-date with the latest trends and information.

Be prepared and organized

Julie is a master of preparation and organization. She has a clear vision for her business and knows exactly what needs to be done to achieve her goals.

Be positive and optimistic

No matter what challenges she faces, Julie always remains positive and optimistic. She knows that success is possible if you stay focused and never give up.

Be flexible and adaptable

The business world is constantly changing, and Julie knows that you need to be flexible and adaptable to succeed. She’s always looking for new ways to improve her business and grow her client base.

Be persistent and never give up

Julie is a true example of persistence and determination. She’s built her business from the ground up and never gave up, even when times were tough.

Be a good role model

Julie is a great role model for other business owners and entrepreneurs. She sets a high standard for herself and her team, and always leads by example.

Be generous

Julie is generous with her time, knowledge, and resources. She’s always willing to help others, and she’s contributed to numerous charities over the years.

Be thankful

Julie is thankful for her many blessings, and she knows that her success is due in part to luck. She’s also quick to give credit to her team, her clients, and her friends and family.

Be humble

In spite of her success, Julie remains humble and down-to-earth. She’s always quick to deflect praise and give credit to others.

These are just a few of the business secrets we can learn from Julie Kane Ritsch. By following her example, we can all achieve success in our businesses and in our lives.

Oct / 18

10 Mother’s Day Gift Ideas For Your Wife

Is your wife the best mom ever? Show her how much you appreciate her with a thoughtful and unique gift this Mother’s Day. Here are 10 gift ideas that are sure to make her smile:

A day at the spa

Help your wife relax and rejuvenate with a day at the spa. She can enjoy a massage, facial, and other treatments to help her feel her best.

A new piece of jewelry

Surprise your wife with a beautiful piece of jewelry that she can wear every day. A necklace, bracelet, or pair of earrings will be a gift she cherishes forever.

Tickets to a show or concert

Does your wife love live music? Get her tickets to see her favorite band or artist in concert. She’s sure to have a great time!

A weekend getaway

Plan a special weekend away for just the two of you. Whether you go camping, to a bed and breakfast, or to a city for some sightseeing, spending quality time together will be a gift she loves.

A basket of her favorite things

Put together a basket of all of your wife’s favorite things. Include items like her favorite candy, a new book, a cozy blanket, and anything else that would make her happy.

A home-cooked meal

Treat your wife to a delicious home-cooked meal. Whether you make her favorite food or try something new, she’s sure to appreciate your efforts.

A day of pampering

Spend the day pampering your wife with her favorite activities. Get a manicure and pedicure together, go shopping, or just relax at home with a movie and some popcorn.

A photo album or frame

Help your wife cherish memories with a beautiful photo album or frame. Fill it with pictures of the two of you, your kids, or other special memories.

A plant or flowers

Give your wife a gift that will last with a plant or flowers. She can enjoy the natural beauty and the reminder of your thoughtfulness every time she looks at it.

A heartfelt letter

Sometimes the best gift you can give is a heartfelt letter expressing your love and appreciation for your wife. Tell her how much she means to you and why she’s the best mom ever.

Jun / 16

Young Billionaire Title Kylie Jenner Revoked Forbes

Forbes magazine officially revoked the name of Hollywood star Kylie Jenner from the list of young world billionaires ever given in March 2019. Forbes accused the 22-year-old woman of not providing true financial information about her cosmetics business and falsifying her billionaire status. Reported on the Forbes.com page, Forbes said that Kylie Jenner’s cosmetics business, Kylie Cosmetics, was not as successful as reported, and even had a deficit. Forbes said that Kylie and her family intentionally raised the business and success of the youngest Kardashian-Jenner family.

Kyle Gave Fake Document

“Although we cannot prove that the document is fake (although it is most likely true), it is clear that Kylie has lied,” Forbes wrote. Even sister of supermodel Kendall Jenner was said to have raised numbers and tax data when researched last year. Forbes said Kylie’s Cosmetics business income and Kylie’s assets had not reached US $ 1 billion. Kylie Cosmetics’s income is also not as big as her claim. Kylie Cosmetics is predicted to get US $ 360 million (Rp. 5.3 trillion) last year. However, based on a presentation from Coty Inc., a company that bought Kylie Cosmetics shares, the company only pocketed US $ 125 million or around Rp1.8 trillion. As much as US $ 100 million or equivalent to Rp1.5 trillion was obtained from skincare products released by Kylie in May 2019.

Thus, Forbes concluded that Kylie Jenner’s total wealth actually reached US $ 900 million. This makes Kylie not worthy of being called a young billionaire because he does not yet have assets of at least US $ 1 billion.

Kylie Cosmetics’s income is also not as big as her claim. Kylie Cosmetics is predicted to get US $ 360 million (Rp. 5.3 trillion) last year. However, based on a presentation from Coty Inc., a company that bought Kylie Cosmetics shares, the company only pocketed US $ 125 million or around Rp1.8 trillion. As much as US $ 100 million or equivalent to Rp1.5 trillion was obtained from skincare products released by Kylie in May 2019.

Kyle Does Not Reach 1 Billion

Forbes claimed to have asked for clarification from Kylie Jenner, but had not yet received an answer. Responding to Forbes’ decision, through his Twitter account, Kylie Jenner said the article released by Forbes was also inaccurate based on unproven assumptions. Quoted from the Beautinesia site, Princess of Chris Jenner was also reluctant to respond and justify how much wealth he currently has. “I never asked for any titles or intended to lie at that time,” said the mother of Stormi Webster.

May / 06

How to Save More During Independent Quarantine at Home

To deal with the spread of Covid 19, most countries in the world establish independent quarantine at home. As long as you have to work, study and do all the activities at home, of course household expenses continue to run. At a time like this, it’s a good idea to save money on household expenses during the quarantine period in your home. The good side of you having to stay home during the stipulation period of the Government is that you can save on transportation expenses.

Here are some ways that you can use to save your expenses as long as you have to live and work from home.

1. Turn off the lights when not in use

This simple thing is often forgotten. Did you know that by turning off one light in your home, you can save electricity. Two 100 watt incandescent lamps which are turned off for two extra hours per day can save 15 US dollars per year or around Rp245 thousand (exchange rate Rp16,354). If you want to save even more, you can switch to the type of LED lights to reduce your electricity costs. Without you realizing you also contribute to the maintenance of our earth by saving electricity. .

You can also use natural lighting during the day. Open your window, turn off the lights other than at night. If you fall asleep, don’t forget to turn off the sleep lights in your room too.

2. Turn off the water

Cover the water tap after use and before use. If you wash your hands, don’t let water run while you rub with soap. Reduce the flow of water so that the flow of water that comes out is not too much. Try to take a shower not too long. Clean your whole body parts without having to discharge water through your tap as long as you shower.

3. Pay your installments

Try to pay your installments before maturity. Fines will result in you having to pay unnecessary fees and in the midst of this crisis, you should keep your name in the relevant Financial Services Authority if in the future you need your funds not constrained in your credit score.

4. Save Food Stock

Avoid going out every day just shopping for food daily. Shop for food stock for about a week or two. You can store it in the refrigerator and freezer for food ingredients that can be frozen. Suppose you buy a potato, you can fry it dry, and store it in the freezer. Likewise, meat, fish and seafood. Make sure all your food items have been washed with soap first.

5. Stop smoking

Besides you save money on your monthly expenses, this also helps maintain your health. As much as possible you reduce smoking even quitting will be even better. You love yourself and those around you.

Mar / 09

When it Comes to Finances, as Rodney Dangerfield Would Say, Women Still “Don’t Get No Respect”.

For years I have been the “CFO” of my household. Over twenty plus years of marriage, I have paid the bills, done all of the investing, monitored the family budget and net worth, negotiated mortgages, and even have power of attorney for my husband, so that I can execute trades on behalf of him. We both have charities that are near and dear to our hearts, but we normally write a check for all of our donations from our joint account. Often, the thank you card we receive from the charity is addressed only to my husband. Ouch!

Over the past year I have had two charities which responded to our charitable donations with thank you cards made out only to my husband. Meanwhile, my name is listed first on the top of the check and I have a different surname than his. In addition, we continued to get mail from one of the organizations and, you guessed it; my name wasn’t included on that mailing either! Meanwhile, my husband does not even have his own checking account nor was he the one who originally decided to give to the charity. I had been the one who starting contributing and asking for information.

When I complained to the charity, it took them over 6 months for them to include me in their subsequent mailings. Still, even though I am the one who signed up for ongoing electronic communication, they only address my husband in the salutation of the correspondence sent to my email address.

As a female CERTIFIED FINANCIAL PLANNER professional, I respect that not all women want to take charge of their finances to the extent I do, but I believe that it is extremely important for women to be aware of their financial situation. That is why I insist that each spouse (or partner) is involved in the financial planning process and that they both provide feedback on my questionnaires as well as participate in ongoing discussions. If anything, women have a greater need to feel secure about their finances as the majority of females become solely responsible for their finances due to death, divorce, or choosing to stay single. The financial services industry often is derided for their treatment of women, both toward employees as well as clients. I can totally understand how women can feel disenfranchised by these institutions and society at times. We need to think about the subtle and not so subtle messages we send out to them that may be turning them off.

We are no longer living in the 50s. More women than men are graduating from college and obtaining graduate degrees. We are choosing to work even after we have children, and we often make most of the buying decisions for our households. With the growth of internet communication, we need to ensure that our databases are capturing the correct client data and responding to both spouses. It is essential that women not only feel they are being acknowledged, but that their input is being solicited in a proactive way.